Everplans alternative
Looking for an Everplans alternative?
Everplans is the digital home for the documents your family hopes they never need — wills, advance directives, beneficiaries, the deputies you trust to find the deed if you can't. KeptWell is the home for the documents your family does need this month: the discharge summary, the imaging report, the medication list, the voicemail from the oncology nurse. Same household, different stage of life, different problem.
Best Everplans alternatives in 2026
Most families looking at Everplans are weighing what stage of life they're solving for. Everplans is the platform for the "have it ready if something happens" problem — the will, the directives, the executor instructions. The rows below are how KeptWell compares on the active-care side of the same household's life.
| Feature | KeptWell | Everplans |
|---|---|---|
| Primary purpose | Medical-only AI document hub for active care | Life-planning hub for end-of-life, legacy, and "have it ready" preparedness |
| Document scope | Medical records, lab reports, imaging, discharge notes, audio from visits | Wills, advance directives, IDs, financial accounts, passwords, funeral wishes, vital info |
| Use-case timing | Records being generated this month during active treatment | "Have it ready when something happens" — incapacitation, end-of-life, executor handoff |
| AI reads every page | Yes — Claude under HIPAA BAA reads every document end to end | No — Not an AI product; algorithm-led guidance + human-edited content |
| Extracts labs, medications, diagnoses into structured data | Yes | No |
| Citation-backed AI chat over your records | Yes | No |
| Audio recording transcription (doctor visits, voicemails) | Yes | No |
| Family-shared / multi-user model | Yes — Care circle: admin and member roles, per-person private notes, private AI chat per user | Yes — Deputies model: trusted contacts granted access to specific sections under conditions you set |
| Advance directives, POA, beneficiary, funeral-wishes workflow | No — Out of scope by design | Yes — Core to product; state-specific checklists for wills, healthcare directives, executor handoff |
| Digital legacy / after-death account access | No | Yes — Deputies inherit access to passwords, accounts, and vital info per section |
| HIPAA Business Associate Agreement with AI vendor | Yes — Signed BAA with Anthropic; AI cannot train on your records | No — No AI vendor; bank-level security posture rather than HIPAA framing |
| Pricing | Free today across all features; named fair price + sponsored access when paid plans launch | Free tier limited to ~3 items; Premium $99.99/yr direct, or comped through your financial advisor, employer, or insurance partner |
| Sells data or shows ads | Never | Per published policy, does not share Personal Information with third parties for marketing; advisor or employer partners can see high-level usage metrics if you arrived through them |
| Mobile app | iOS (Android in development) | iOS only |
Why families switch
When KeptWell is the better fit
Everplans has been the default digital-life-planning hub since 2012, and the deputy model plus state-specific planning checklists are a serious piece of work — recently brought under the Precoa preneed-funeral umbrella as of October 2024. The reasons below are what we hear from families who showed up looking for it and realized the problem in front of them this week was a different problem.
Records generated this month, not documents your family hopes they never need
Everplans's center of gravity is the "have it ready if something happens" use case — the will, the healthcare directive, the executor handoff, the funeral wishes. That's a real problem worth solving. KeptWell is built for a different problem entirely: the records being generated this month during active treatment. The discharge summary that came home last week, the lab values that changed between cycles, the medication the nurse said to start tomorrow, the voicemail from the oncology team. For families whose binder is filling up right now, the active-care framing is the one that fits.
The AI reads every page, in clinical depth
Everplans is not an AI product, deliberately. It's a guided organizational hub with human-edited articles, checklists, and reminders — built for a category where wrong information is dangerous and clinical depth isn't the job. KeptWell is the opposite shape: Claude, under a signed Business Associate Agreement, reads every page of every uploaded document end to end. It extracts lab values, charts trends, summarizes findings in plain English, and answers chart questions with citations back to the exact source page. Both choices are defensible for their respective jobs; for the medical-records job, KeptWell's choice is the one that fits.
Family circle for active care, not deputies for after-the-fact
Both products are multi-user, but the model is different in a way that matters. Everplans uses a deputies model: you designate trusted contacts who get access to specific sections — passwords, accounts, healthcare directives — under conditions you set, often triggered by an event. KeptWell uses a care circle: one patient at the center, family members invited as members or admins right now, all seeing the same medical record this week, with their own private notes and their own private AI chat. The deputy is for if-something-happens; the circle is for what's-happening-now.
The audio from the appointment, not just the document at the end
Half of what matters in cancer or serious-illness care never makes it into a written record. The phone call where the oncologist explained the next cycle. The nurse's voicemail with a schedule change. The conversation in the parking lot after the visit. KeptWell transcribes audio recordings and treats them like any other document — searchable, citable, summarizable, written into the medication-change history when the doctor mentioned a new prescription. Everplans does not capture or transcribe audio; that's not what it's built for. If the gap you're trying to close is between what the doctor said and what you remember, KeptWell is built for that and Everplans isn't.
Honest tradeoffs
Where Everplans still wins
We won't pretend KeptWell is an Everplans replacement on the things their team has been building for over a decade. Here's where their product is genuinely the better tool for the job.
- Estate, advance directives, and end-of-life planning
- Everplans is purpose-built for wills, healthcare power of attorney, advance directives, beneficiary designations, funeral wishes, and state-specific planning checklists. KeptWell deliberately does none of that — those are commitments and structured workflows we are not the right tool for. For families building or maintaining an end-of-life plan, Everplans handles it natively and KeptWell shouldn't even be in the conversation.
- Digital legacy and after-death account access
- Everplans's deputies model is built for the moment when a family member needs to find the password, the social account, the safety deposit box, or the executor instructions after the account holder is gone or incapacitated. That's a specific job — preserving access to information when the original owner can't grant it — and Everplans does it well. KeptWell has no equivalent; we are built for active care during a person's life, not for the handoff afterward.
- The financial-advisor and employer-benefits channel
- Many families come to Everplans through their financial advisor, their employer's benefits package, or an insurance partner — the platform has a long track record as a value-add in those B2B channels. For a family already working with an advisor who provides Everplans as part of their relationship, that integrated trusted-introduction layer is a real benefit. KeptWell doesn't have an advisor partnership program and isn't trying to plug into that distribution model.
Other comparisons families have asked us about
What we will never do with your records
These promises apply to every KeptWell account, regardless of plan or price.
- We won't sell your data.
- Not to advertisers, not to data brokers, not to insurers, not to pharma, not to anyone, in any form, ever.
- We won't train AI models on your records.
- Anthropic (whose Claude model powers KeptWell) is contractually prohibited from training on anything we send them, under a signed Business Associate Agreement.
- We won't lock you in.
- You can export everything in your circle as a ZIP at any time. Cancellation is one click. Account deletion removes your data within 30 days.
Common questions
- Is Everplans free?
- Partially. Everplans's free tier limits you to a small number of items stored — recent product information lists around three — plus algorithm-led guidance and basic secure sharing. Everplans Premium is $99.99 per year direct, or comped through your financial advisor, employer, or insurance partner if you have access through one of those channels. KeptWell is free today across every feature, and our pricing page commits in writing to a fair named price when paid plans launch, plus a sponsored-access program for any family that needs covered care, with no income verification.
- What's the difference between Everplans and KeptWell?
- Use-case timing, mostly. Everplans organizes the documents and decisions your family hopes they never need — wills, healthcare directives, beneficiaries, funeral wishes, digital-legacy access, the executor handoff. KeptWell organizes the documents your family is generating right now during active medical care — lab reports, imaging summaries, discharge notes, medication lists, audio from doctor visits. Same household, different stage of life, different problem. Many families would reasonably use both products, because they don't really overlap.
- Does KeptWell handle wills, advance directives, or power of attorney?
- No, by design. KeptWell is focused on active medical care — the records being generated right now in the course of treatment. We don't have workflows for advance directives, healthcare power of attorney, beneficiary designations, or estate planning. For those, Everplans is purpose-built and a legitimate fit. The two products solve different problems for the same household at different points in time, and we are deliberately not trying to absorb that scope.
- Can I use both Everplans and KeptWell?
- Yes, and we'd actually recommend it for many families. Everplans handles the legacy and estate planning side — the will, the advance directive, the deputy access, the funeral wishes. KeptWell handles the active medical care side — the labs being generated this month, the discharge summary that came home last week, the medication change you need to remember. They solve different problems for the same household and don't overlap in ways that create duplication.
- Is KeptWell HIPAA-compliant?
- Yes. KeptWell operates under a signed Business Associate Agreement with Anthropic, the maker of the Claude AI model that powers our document extraction and chat. That contractual layer means the AI provider cannot train on anything we send them, and the full data flow is HIPAA-aware end to end. Everplans publishes a bank-level security posture but doesn't carry an equivalent BAA framing for an AI vendor — they're not an AI product, so there's nothing to frame on that axis.
- Does Everplans sell my data?
- Their published privacy policy states that Everplans does not share Personal Information with any third party and will never share Personal Information with third parties for marketing purposes without your express permission. If you arrived through a financial advisor, an employer benefits package, or an insurance partner, that partner can see high-level usage metrics — type of plan, login frequency, sections completed — but not the contents of your vault. KeptWell has the same posture, written in plainer language on our pricing page: we won't sell your data, not to advertisers, brokers, insurers, pharma, or anyone, in any form, ever, and Anthropic is contractually prohibited from training on what we send them under our BAA.
- Is Everplans owned by a funeral company now?
- Yes, as of October 2024. Everplans was acquired by Precoa, a preneed funeral-planning company, and continued to operate as a subsidiary serving its existing direct customers and B2B partners. That corporate context doesn't necessarily change the day-to-day product experience, but it does sharpen what Everplans is structurally about: organizing what your family will need when the time comes. KeptWell is independent and built for what your family needs while a person is still in active care.
See your records the way KeptWell sees them
Upload one medical document — a lab report, an imaging summary, a discharge note, even a voicemail from the oncology nurse — and watch it come back understood. KeptWell is free today.
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